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Client Success Story: Godrej Finance ltd.

TransBnk CIB

About Godrej Finance

Godrej Capital is a leading non-banking financial company (NBFC) under the Godrej Group, offering a diverse portfolio of financial products including consumer finance, business loans, and commercial lending. With a commitment to digital-first services, the company continues to focus on enhancing operational efficiency and customer experience.

The Challenge

As part of their digital growth journey, Godrej Capital sought to strengthen and streamline their collection journey. With increasing transaction volumes and rising customer expectations, the team identified areas where enhancements could improve:

The speed and consistency of payment settlements, essential for optimal cash flow

The overall success rate of transactions, with a goal to reduce friction for customers

Scalability and reliability, especially during high-traffic business periods

The need for a flexible and future-ready payment infrastructure

TransBnk Solution

To address these objectives, TransBnk implemented its comprehensive payment gateway wrapper solution, designed to enhance both performance and flexibility. Enabled a seamless one-click journey that automated workflows and significantly reduced manual effort for their operations team.

Customizable
  • Customizable Payment APIs for seamless integration with existing systems
Advanced
  • Advanced Fraud Prevention mechanisms with real-time monitoring
Smart
  • Smart Router Technology to intelligently manage traffic and reduce transaction failures
Reduced
  • Reduced reconciliation effort and turnaround time

Results Achieved

Uptime and Smart Routing

  • Maintained 99.8% platform uptime through advanced traffic management
  • Ensured 24x7 payment availability, even during peak periods
  • Smart routing minimized drop-offs and delays by dynamically selecting optimal channels
  • Improved overall platform resilience and consistency
TransBnk CIB
TransBnk CIB

Transaction Success Rate

  • Transaction success rate improved from 87% to 96%
  • Notable reduction in transaction failures and exception handling
  • Fewer customer queries related to failed transactions
  • Enhanced end-user satisfaction and trust in the platform